{"id":1137,"date":"2021-08-17T06:06:05","date_gmt":"2021-08-17T06:06:05","guid":{"rendered":"https:\/\/test4.mswtest.site\/?page_id=1137"},"modified":"2023-05-22T08:47:41","modified_gmt":"2023-05-22T08:47:41","slug":"application-process","status":"publish","type":"page","link":"https:\/\/spfundza.com\/?page_id=1137","title":{"rendered":"Application Process"},"content":{"rendered":"<h1>Eligibility<\/h1>\n<div>\n<p><strong><span>Our Selection Criteria prioritises SMMEs that are:<\/span><\/strong><\/p>\n<ul>\n<li><span>registered with the CIDB or NHBRC (or any other relevant industry body)<\/span><\/li>\n<li><span>duly incorporated company with 51% (fifty-one percent) black ownership<\/span><\/li>\n<li>high job creators<\/li>\n<\/ul>\n<p>\u00a0 \u00a0 \u00a0 a) Willingness to submit a funding application<\/p>\n<p>\u00a0 \u00a0 \u00a0b) Willingness to participate in the preparation of a development plan for the business<\/p>\n<p>\u00a0 \u00a0 \u00a0c) Willingness to sign a development agreement for their business<\/p>\n<p>\u00a0 \u00a0 d) Willingness to employ people and pay them the minimum industry wage<\/p>\n<p>\u00a0 \u00a0 e) Willingness to attend training where necessary<\/p>\n<p>\u00a0 \u00a0 f) Willingness to enter into materials supply agreement where necessary including ceding income to the value of the funding<\/p>\n<p>\u00a0 \u00a0g) Willingness to open a ring-fenced account if applicable<\/p>\n<p>\u00a0 \u00a0h) At least 1-year experience as a business or individual<\/p>\n<p>\u00a0 I) Willingness to go through assessment to be onboard<\/p>\n<p><span><strong>Applicants who wish to apply must be willing to:<\/strong><\/span><\/p>\n<ul>\n<li><span>submit an application to participate in the program<\/span><\/li>\n<li><span>adhere to the Fund\u2019s application assessment and due diligence process<\/span><\/li>\n<li><span>participate in determining a Development Plan for their business<\/span><\/li>\n<li><span>attend training where necessary<\/span><\/li>\n<li><span>employ workers and be willing to pay them the minimum industry wage<\/span><\/li>\n<li><span>enter into materials supply agreements where necessary, including ceding income to the value of the funding<\/span><\/li>\n<li><span>open a ring-fenced account<\/span><\/li>\n<\/ul>\n<\/div>\n<div>\n<p>Please note:<em> Applicants who do not meet the above Eligibility criteria can send an enquiry via the Contact Form stating their eligibility gaps. A team member will contact them to determine if and how they can be assisted to close those gaps. <\/em><\/p>\n<\/div>\n<h1>The Approval Process<\/h1>\n<h1><span class=\"JsGRdQ\">Applications<\/span><\/h1>\n<div>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\"><span class=\"JsGRdQ\">By SMME\/SMMEs<\/span><span class=\"JsGRdQ white-space-prewrap\"> <\/span><span class=\"JsGRdQ\">Project Related Documentation supplied together with application form<\/span><span class=\"JsGRdQ white-space-prewrap\"> <\/span><\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/1.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/2.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">Initial Screening &amp; New Business Committee #1<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">As per minimum selection criteria and project viability<\/span><\/p>\n<\/div>\n<h1><span class=\"JsGRdQ\">Appetite Indication<\/span><\/h1>\n<div>\n<p>Communicated with Applicant<\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/3-1.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/4-1.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">Formal Application<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">With additional support documents<\/span><\/p>\n<\/div>\n<h1><span class=\"JsGRdQ\">Due Diligence &amp; NBC Meeting #2<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Assess and ascertain compliance, viability of application and associated risks<\/span><\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/5.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/6-1.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">Technical Evaluation Committee<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Sits to assess project viability and gives initial approval, subject to final approval by the Credit Investment Committee<\/span><\/p>\n<\/div>\n<h1>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\"><span class=\"JsGRdQ\">TEC Feedback<\/span><\/p>\n<\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Engagement with Client<\/span><\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/7.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/8.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">Credit Investment Committee<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Guided by investment policy and gives final approval for funding<\/span><\/p>\n<\/div>\n<h1>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\"><span class=\"JsGRdQ\">Contracting<\/span><\/p>\n<\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Signing of credit agreements, onboarding pack, development plans, bank account arrangements, etc<\/span><\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/9.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/10.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">DISBURSMENT<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">Disbursement of loan funds per signed Drawdown &amp; Repayment schedule<\/span><\/p>\n<\/div>\n<h1>\n<p class=\"_04xlpA direction-ltr align-center para-style-body\"><span class=\"JsGRdQ\">Project &amp; Payment Monitoring &amp; Collections<\/span><\/p>\n<\/h1>\n<div>\n<p>Monitoring of the project implementation plan by the Portfolio manager, the Project Finance admin &amp; the Technical Project Managers. <span class=\"JsGRdQ\">Repayment of capital and interest, and distribution of profits<\/span><\/p>\n<\/div>\n<p><img src=\"\/wp-content\/uploads\/2021\/08\/11.png\" alt=\"\"><br \/>\n<img src=\"\/wp-content\/uploads\/2021\/08\/12.png\" alt=\"\"><\/p>\n<h1><span class=\"JsGRdQ\">Project Conclusion<\/span><\/h1>\n<div>\n<p><span class=\"JsGRdQ\">SMME completes project<\/span><\/p>\n<\/div>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"style\":\"default\",\"width\":\"default\",\"vertical_align\":\"middle\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"title_breakpoint\":\"xl\",\"image_position\":\"center-center\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"Eligibility\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><strong><span>Our Selection Criteria prioritises SMMEs that are:<\\\/span><\\\/strong><\\\/p>\\n\n\n<ul>\\n\n\n<li><span>registered with the CIDB or NHBRC (or any other relevant industry body)<\\\/span><\\\/li>\\n\n\n<li><span>duly incorporated company with 51% (fifty-one percent) black ownership<\\\/span><\\\/li>\\n\n\n<li>high job creators<\\\/li>\\n<\\\/ul>\\n\n\n<p>\\u00a0 \\u00a0 \\u00a0 a) Willingness to submit a funding application<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0 \\u00a0b) Willingness to participate in the preparation of a development plan for the business<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0 \\u00a0c) Willingness to sign a development agreement for their business<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0 d) Willingness to employ people and pay them the minimum industry wage<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0 e) Willingness to attend training where necessary<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0 f) Willingness to enter into materials supply agreement where necessary including ceding income to the value of the funding<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0g) Willingness to open a ring-fenced account if applicable<\\\/p>\\n\n\n<p>\\u00a0 \\u00a0h) At least 1-year experience as a business or individual<\\\/p>\\n\n\n<p>\\u00a0 I) Willingness to go through assessment to be onboard<\\\/p>\\n\n\n<p><span><strong>Applicants who wish to apply must be willing to:<\\\/strong><\\\/span><\\\/p>\\n\n\n<ul>\\n\n\n<li><span>submit an application to participate in the program<\\\/span><\\\/li>\\n\n\n<li><span>adhere to the Fund\\u2019s application assessment and due diligence process<\\\/span><\\\/li>\\n\n\n<li><span>participate in determining a Development Plan for their business<\\\/span><\\\/li>\\n\n\n<li><span>attend training where necessary<\\\/span><\\\/li>\\n\n\n<li><span>employ workers and be willing to pay them the minimum industry wage<\\\/span><\\\/li>\\n\n\n<li><span>enter into materials supply agreements where necessary, including ceding income to the value of the funding<\\\/span><\\\/li>\\n\n\n<li><span>open a ring-fenced account<\\\/span><\\\/li>\\n<\\\/ul>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"text_style\":\"meta\",\"content\":\"\n\n<p>Please note:<em> Applicants who do not meet the above Eligibility criteria can send an enquiry via the Contact Form stating their eligibility gaps. A team member will contact them to determine if and how they can be assisted to close those gaps. <\\\/em><\\\/p>\"}},{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"The Approval Process\"}}]}],\"props\":{\"margin_remove_bottom\":true}}]},{\"type\":\"section\",\"props\":{\"style\":\"default\",\"width\":\"default\",\"vertical_align\":\"middle\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"title_breakpoint\":\"xl\",\"image_position\":\"center-center\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Applications<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p class=\\\"_04xlpA direction-ltr align-center para-style-body\\\"><span class=\\\"JsGRdQ\\\">By SMME\\\/SMMEs<\\\/span><span class=\\\"JsGRdQ white-space-prewrap\\\"> <\\\/span><span class=\\\"JsGRdQ\\\">Project Related Documentation supplied together with application form<\\\/span><span class=\\\"JsGRdQ white-space-prewrap\\\"> <\\\/span><\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/1.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/2.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Initial Screening &amp; New Business Committee #1<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">As per minimum selection criteria and project viability<\\\/span><\\\/p>\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Appetite Indication<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Communicated with Applicant<\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/3-1.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/4-1.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Formal Application<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">With additional support documents<\\\/span><\\\/p>\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Due Diligence &amp; NBC Meeting #2<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Assess and ascertain compliance, viability of application and associated risks<\\\/span><\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/5.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/6-1.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Technical Evaluation Committee<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Sits to assess project viability and gives initial approval, subject to final approval by the Credit Investment Committee<\\\/span><\\\/p>\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"\n\n<p class=\\\"_04xlpA direction-ltr align-center para-style-body\\\"><span class=\\\"JsGRdQ\\\">TEC Feedback<\\\/span><\\\/p>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Engagement with Client<\\\/span><\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/7.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/8.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Credit Investment Committee<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Guided by investment policy and gives final approval for funding<\\\/span><\\\/p>\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"\n\n<p class=\\\"_04xlpA direction-ltr align-center para-style-body\\\"><span class=\\\"JsGRdQ\\\">Contracting<\\\/span><\\\/p>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Signing of credit agreements, onboarding pack, development plans, bank account arrangements, etc<\\\/span><\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/9.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/10.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">DISBURSMENT<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">Disbursement of loan funds per signed Drawdown &amp; Repayment schedule<\\\/span><\\\/p>\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"\n\n<p class=\\\"_04xlpA direction-ltr align-center para-style-body\\\"><span class=\\\"JsGRdQ\\\">Project &amp; Payment Monitoring &amp; Collections<\\\/span><\\\/p>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Monitoring of the project implementation plan by the Portfolio manager, the Project Finance admin &amp; the Technical Project Managers. <span class=\\\"JsGRdQ\\\">Repayment of capital and interest, and distribution of profits<\\\/span><\\\/p>\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/11.png\"}}]}]},{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"margin\":\"default\",\"image_svg_color\":\"emphasis\",\"image\":\"wp-content\\\/uploads\\\/2021\\\/08\\\/12.png\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"media_overlay_gradient\":\"\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"headline\",\"props\":{\"title_element\":\"h1\",\"content\":\"<span class=\\\"JsGRdQ\\\">Project Conclusion<\\\/span>\"}},{\"type\":\"text\",\"props\":{\"margin\":\"default\",\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span class=\\\"JsGRdQ\\\">SMME completes project<\\\/span><\\\/p>\"}}]}]}]}],\"version\":\"2.5.8\"} --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Eligibility Our Selection Criteria prioritises SMMEs that are: registered with the CIDB or NHBRC (or any other relevant industry body) duly incorporated company with 51% (fifty-one percent) black ownership high job creators \u00a0 \u00a0 \u00a0 a) Willingness to submit a funding application \u00a0 \u00a0 \u00a0b) Willingness to participate in the preparation of a development plan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/pages\/1137"}],"collection":[{"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/spfundza.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1137"}],"version-history":[{"count":62,"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/pages\/1137\/revisions"}],"predecessor-version":[{"id":1736,"href":"https:\/\/spfundza.com\/index.php?rest_route=\/wp\/v2\/pages\/1137\/revisions\/1736"}],"wp:attachment":[{"href":"https:\/\/spfundza.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}